Become a Member

Enjoy the benefits of being a LAFCU member!

When you become a new LAFCU member between March 13-31, 2025, you are automatically entered for a chance at a $300 LAFCU Gift Card.*

With nearly 75,000 members, we are committed to serving and helping you with your financial needs. As a LAFCU member, you have access to a variety of products and services designed to help you reach your financial goals. You also have access to low loan rates, low fees, great deposit rates, nationwide ATM access, discounts, and knowledgeable employees providing the very best in member service.

LAFCU serves the entire state of Michigan, but your closest branch is your mobile device which gives you access to your account through our Mobile Banking app when it is most convenient for you.

Want to become a LAFCU member?
You are invited to open an account if you live, work, worship, attend school in, or own a business located anywhere in the state of Michigan.

Are you a business?
If you are a business interested in a new account, please call 517-622-6550. You can also visit the business section for additional information.

*NO PURCHASE NECESSARY. All federal, state and local regulations apply. Void where prohibited by law. The promotion runs from March 13 - 31, 2025 for any new LAFCU membership. If you would like to enter the drawing without establishing a membership, send a postcard with your name, address and telephone number to: "LAFCU New Member Offer," Marketing Department, P.O. Box 26188, Lansing, MI 48909. Please, only one card per person. All entries must be received by LAFCU no later than March 28, 2025 to be considered for entry into the offer. LAFCU is not responsible for late, undelivered, misaddressed, ineligible, misdirected, illegible, incomplete, or incorrect entries. LAFCU has sole discretion on determining ineligible entries. For a copy of the official rules, please visit lafcu.com/newmemberoffer or send a self-addressed stamped envelope to LAFCU New Member Offer, ATTN: Marketing Department, P.O. Box 26188, Lansing, MI 48909. By entering, participants grant LAFCU permission to contact them via phone, email or social media about their entry. By participating, entrants agree to abide by and be bound by these Official Rules and the decisions of LAFCU, which shall be final and binding; and to the use of their names and/or likenesses for advertising and publicity purposes without additional compensation, unless prohibited by law.  Participation and eligibility is open to legal residents eighteen (18) years or older who live, work, worship, attends school within the state of Michigan, or is the immediate family member of an existing LAFCU member. Officers, directors and employees of LAFCU and their immediate families are not eligible. The LAFCU New Member offer includes a chance at a $300 LAFCU Gift Card for any individual that opens and deposits $5 into a new LAFCU membership between March 13- 31, 2025, existing members are ineligible.  Winner will be randomly drawn and notified on April 1, 2025. No transfer, assignment, cash redemption, or substitution of prizes. Entrants waive the right to assert, as a cost of receiving prize, any and all costs of redemption. LAFCU shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury or damage to entrant or any other person or entity, due in whole or in part, directly or indirectly, by acceptance. Subject to credit approval. LAFCU reserves the right, at its sole discretion, to modify, suspend, and/or terminate the giveaway at any time. LAFCU reserves the right, at its sole discretion, to disqualify an entrant if his or her fraud or misconduct affects the integrity of the contest. Mail-in entries can receive a maximum of $1 if randomly selected from drawing. Other restrictions may apply.